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Cash-Out/ Refinance Loan

Triple your purchase power and achieve a higher cash-on-cash return on investment
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Property type​

Single-family, 2-4 units, townhouses, condos​

Max loan amount

$1,000,000

Property conditions

C1-C4

Property occupancy​

Leased or will be in the next 3 months

Term & Rate​

30-year fixed rates

Loan to value (LTV) ​

Up to 70%​

US entity required ​

Multiple entity owners ​

Up to 5 owners​

Origination fee​

2%​

Interest rates​

7.75%-8.75%

Why Get a Cash-Out/ Refinance Loan?

Low ammortization

Enjoy the best cash flow possible from your asset through a 30-year loan, minimize your principal payments, and increase your monthly cash returns.

Lower your rate
and extend the term

If you have an existing mortgage with higher rates or shorter term, you can refinance with Lendai and replace your existing debt with better rates and longer duration.

Triple your buying power

By extracting debt from an existing investment, you can reinvest in additional properties. If you own a $300,000 property free of debt, you can cash-out up to $200,000 from this property and use the funds as down payment for your next investment(s).

How it works

Connection via Partner
You will receive an email with a link to enter your loan application portal
You will receive an email with a link to enter your loan application portal
Fill a short online application
Simple and quick via the portal and immediately get informed if you are pre-qualified for a loan
Simple and quick via the portal and immediately get informed if you are pre-qualified for a loan
Let's talk
We will have a video conference and together we will complete the onboarding process and answer any question
We will have a video conference and together we will complete the onboarding process and answer any question
Underwriting
Fast and effective
Fast and effective
E-closing
Sign your loan documents online from the comfort of your home
Sign your loan documents online from the comfort of your home
We fund your loan

“I was amazed how fast and easy it was for me to get a pre-approval letter from Lendai. All it took was a few minutes of my time and I was ready with a Pre-approval letter that my agent could use to make my purchase offer stand out from the other applications.”​​

Dave D.
Canadian investor

FAQ

Lendai offers New Purchase Loans, Cash-Out Refinance Loans, Standard Refinance Loans, and Portfolio Loans.

In addition, we provide Pre-Approval letters.

We are currently working on financial solutions for Short-Term Rentals, second homes, and other real estate investments. Click here to be notified when new types of loans are available. 

Lendai finances single-family, 2-4 doors, townhouses, and condos.

The loans are fixed for a period of 30 years.

Lendai is a lender that focuses on Super Prime loans, so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent, and other variables.

We will finance any condo, including condotels subject to our underwriting guidelines.

 

The Lendai underwriting guidelines are based on four main factors: 1. Property value 2. Property DSCR 3. Borrower’s liquidity 4. Borrower’s credit profile in the country of origin

Yes.

Lendai does not fund construction loans directly but can offer them through our partners in the Lendai industry. Reach out to us and will be happy to help.

Contact our loan specialists to find the best financing option for your investments

Contact Us
Office@lendai.us

USA Office
1000 Brickell Avenue, Suite 715-418,
Miami, FL 33131

Canada Office
100 King St W, Suite #5700,
Toronto, ON M5X 1A9

Israel Office
Moshe Sharet 6, Rishon LeZion,
Israel 7570427

UK Office
83 Baker St, London W1U 6AG,
United Kingdom

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Check out our NEW flexible financing options for Short-term rental properties. Learn more