Pre-Approval Loan

Triple your purchase power and achieve a higher cash-on-cash return on investment

Property type​

SFR, 2-4 units, Townhouses, Condos, Condotels, 5-8 units

Max loan amount


Property conditions


Property occupancy​

Leased or will be in the next 3 months

Term & Rate​

30-year fixed rates

Loan To Value

Up to 70%​ LTV

US entity required ​

Multiple entity owners ​

Up to 4 owners
*5 and up with exception

How it works

“I was amazed how fast and easy it was for me to get a pre-approval letter from Lendai. All it took was a few minutes of my time and I was ready with a Pre-approval letter that my agent could use to make my purchase offer stand out from the other applications.”​​

Dave D.
Canadian investor


Lendai offers New Purchase Loans, Cash-Out Refinance Loans, Standard Refinance Loans, and Portfolio Loans.

In addition, we provide Pre-Approval letters.

Lendai finances single-family, 2-4 doors, townhouses, condos and condotels.

The loans are fixed for a period of 30 years.

Lendai is a lender that focuses on Super Prime loans, so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent, and other variables.

We will finance any condo, including condotels subject to our underwriting guidelines.


The Lendai underwriting guidelines are based on four main factors: 1. Property value 2. Property DSCR 3. Borrower’s liquidity 4. Borrower’s credit profile in the country of origin

Lendai does not fund construction loans directly but can offer them through our partners in the Lendai industry. Reach out to us and will be happy to help.

Contact Our Loan Specialists To Get an Online Pre-Approval Today