Pre-Approval Loan
Triple your purchase power and achieve a higher cash-on-cash return on investment
Property type
Single-family, 2-4 units, townhouses, condos
Max loan amount
$1,000,000
Property conditions
C1-C4
Property occupancy
Leased or will be in the next 3 months
Term & Rate
30-year fixed rates
Loan to value (LTV)
Up to 70%
US entity required
Multiple entity owners
Up to 5 owners
Origination fee
2%
Interest rates
7.75%-8.75%
How it works
1Connection via Partner
2Fill a short online application
3Let's talk
4Underwriting
5E-closing
6We fund your loan
1Connection via Partner
You will receive an email with a linkto enter your loan application portal
2Fill a short online application
Simple and quick via the portal and
immediately get informed if you are
pre-qualified for a loan
3Let's talk
We will have a video conference and
together we will complete the onboarding
process and answer any question
4Underwriting
Fast and effective
5E-closing
Sign your loan documents online
from the comfort of your home
6We fund your loan
We Fund Your Loan!
Connection via Partner
You will receive an email with a link to enter your loan application portal 
Fill a short online application
Simple and quick via the portal and immediately get informed if you are pre-qualified for a loan
Let's talk
We will have a video conference and together we will complete the onboarding process and answer any question
Underwriting
Fast and effective
E-closing
Sign your loan documents online from the comfort of your home
We fund your loan
“I was amazed how fast and easy it was for me to get a pre-approval letter from Lendai. All it took was a few minutes of my time and I was ready with a Pre-approval letter that my agent could use to make my purchase offer stand out from the other applications.”
FAQ
What types of loans do you provide?
Lendai offers New Purchase Loans, Cash-Out Refinance Loans, Standard Refinance Loans, and Portfolio Loans.
In addition, we provide Pre-Approval letters.
We are currently working on financial solutions for Short-Term Rentals, second homes, and other real estate investments. Click here to be notified when new types of loans are available.
What type of properties do you finance?
Lendai finances single-family, 2-4 doors, townhouses, and condos.
What is the loan term?
The loans are fixed for a period of 30 years.
How much funding do you provide?
Lendai is a lender that focuses on Super Prime loans, so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent, and other variables.
What types of condos do you finance?
We will finance any condo, including condotels subject to our underwriting guidelines.
What do I need to qualify for Lendai financing?
The Lendai underwriting guidelines are based on four main factors: 1. Property value 2. Property DSCR 3. Borrower’s liquidity 4. Borrower’s credit profile in the country of origin
I have a property under construction, can you help?
Lendai does not fund construction loans directly but can offer them through our partners in the Lendai industry. Reach out to us and will be happy to help.