US Financing Designed for Foreign Investors

Financing Options

Pre-approval document icon-Quick pre approval for foreign investor by Lendai

Pre-Approval​

Single family house icon-Get new purchase loan for foreign investor with Lendai

New purchase

House and money bag icon-Lendai offers cash out refinance loans to invest in US properties

Cash-out refinance​

Portfolio finance​

More Services

US Entity Formation Services

Empowering anyone in the world to turn their real estate dream idea into their US business reality. Forming your US entity in a few simple steps.

Insurance Services

Lendai has partnered with insurance experts to offer insurance policies catered specifically to the needs of foreign investors.

Lending in the Following US States

  California
 Nevada
Arizona
New Mexico
  Oklahoma
 Vermont
Maine

New Hampshire

Massachusetts
Rhode Island
Connecticut
New Jersey
Delaware
Maryland
Virginia
West Virginia
Kentucky
Mississippi
Louisiana
Arkansas
Iowa
South Dakota
Nebraska
Kansas
Colorado

Wyoming

Montana
North Dakota
Minnesota
Idaho
Oregon
Washington
Utah
Alaska
Hawaii

Alaska

Arkansas

Colorado

Connecticut

Delaware

Hawaii

Idaho

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Mississippi

Montana

Nebraska

New Hampshire

New Jersey

Oklahoma flag icon- Foreign national loans for short-term rentals in Oklahoma

Oklahoma

Oregon

Rhode Island

South Carolina flag icon- US mortgage loan for overseas investors to invest in short term rental in South Carolina

South Carolina

South Dakota

Utah

Virginia

Washington

West Virginia

Wisconsin flag icon-US mortgage for foreign investors in Wisconsin by Lendai

Wisconsin

Wyoming

FAQ

Lendai offers New Purchase Loans, Cash-Out Refinance Loans, Standard Refinance Loans, and Portfolio Loans. We offer 30-year Fixed Rates, focusing on DSCR (Debt Service Coverage Ratio) and Global DTI (Debt to Income Ratio). We now also have Short Term Programs such as Bridge Loans, Fix & Flip Loans, Ground-Up Construction Loans.

In addition, we provide Pre-Approval letters.

Lendai finances the following type of properties: Single family homes, 2–4-unit residences, condos, condo-hotels, townhouses, 5-8 units.

The loans are fixed for a period of 30 years.

Lendai is a lender that focuses on Super Prime loans, so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent, and other variables.

We will finance any condo, including condotels subject to our underwriting guidelines.

 

The Lendai underwriting guidelines are based on four main factors: 1. Property value 2. Property DSCR 3. Borrower’s liquidity 4. Borrower’s credit profile in the country of origin

Start Financing Your US Properties Today​