US Financing Designed for Foreign Investors

Lendai offers New Purchase Loans, Cash-Out Refinance Loans, Standard Refinance Loans, and Portfolio Loans. We offer 30-year Fixed Rates, focusing on DSCR (Debt Service Coverage Ratio) and Global DTI (Debt to Income Ratio). We now also have Short Term Programs such as Bridge Loans, Fix & Flip Loans, Ground-Up Construction Loans.

In addition, we provide Pre-Approval letters.

Lendai finances the following type of properties: Single family homes, 2–4-unit residences, condos, condo-hotels, townhouses, 5-8 units.

The loans are fixed for a period of 30 years.

Lendai is a lender that focuses on Super Prime loans, so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent, and other variables.

We will finance any condo, including condotels subject to our underwriting guidelines.

The Lendai underwriting guidelines are based on four main factors: 1. Property value 2. Property DSCR 3. Borrower’s liquidity 4. Borrower’s credit profile in the country of origin

Yes.

Yes! Now Lendai offers Short Term Loans such as Bridge Loans, Fix & Flip Loans and Ground-Up Construction Loans.