Fix and Flip Loans

Fix and Flip Loans are specialized financing options designed to support real estate investors who wish to purchase properties, renovate them, and then sell them at a profit, all within a short time frame—typically within a year. These loans are particularly suited for projects that need quick funding to capitalize on market opportunities or where the property condition might not qualify for traditional financing due to disrepair or other issues.

Fix and flip loans can be used for various types of properties including single-family homes, multi-unit properties, condominiums, townhouses and other property types, case by case.

Access to Quick Financing: One of the main advantages is the speed of financing. Fix and Flip Loans can provide foreign investors with quick access to the capital needed to purchase and renovate properties. This is crucial in competitive real estate markets where being able to close a deal quickly can be a significant advantage.

Opportunity for High ROI: These loans enable investors to leverage their capital to enter the US real estate market, potentially earning a high return on investment (ROI) through the flipping process. By purchasing underpriced or distressed properties, improving them, and selling them at market value, foreign investors can realize substantial profits.

Flexibility in Property Choice: Fix and Flip Loans offer the flexibility to invest in a variety of properties that may not qualify for traditional mortgages due to their condition. This opens up a broader market segment for foreign investors, including distressed properties that can be acquired at lower prices and renovated for substantial gains.

Bridging Financing Gaps: For foreign investors facing challenges in securing traditional financing due to lack of US credit history or residency status, Fix and Flip Loans can serve as a valuable financing solution. These loans often rely more on the property’s potential value after renovation rather than the borrower’s credit history, making them more accessible to international investors.

Market Entry and Experience: They provide an entry point into the US real estate market for foreign investors, allowing them to build a portfolio and gain market experience. Successfully flipping properties can also help build a track record, potentially easing the path to securing more traditional forms of financing in the future.

Network Building: Engaging in fix and flip projects can help foreign investors establish relationships with local real estate agents, contractors, and other investors, which can be invaluable for future investments and navigating the complexities of the US real estate market.

For all eligibility criteria please refer to Fix and Flip Brochure

Our rates start at 9.99% for standard loans.